Terms of Service

Please read these Terms of Service ("Terms") carefully before using InsureNewCar.com ("the Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. About Our Service

InsureNewCar.com is a free consumer resource that connects individuals seeking car insurance with licensed insurance agents and carriers. We are not an insurance company, agent, or broker. We do not sell, underwrite, or bind insurance policies. We do not provide insurance advice or recommendations.

Any insurance quotes, coverage options, and policy terms are provided by independent licensed insurance professionals and are subject to their own terms, conditions, and underwriting guidelines.

2. Eligibility

You must be at least 18 years old and a legal resident of the United States to use this Site and submit information through our forms. By using the Site, you represent and warrant that you meet these requirements.

3. User Information and Consent

When you submit information through our guided form, you provide us with personal information including your name, contact details, vehicle information, and insurance preferences. You represent that all information you provide is accurate, current, and complete.

By checking the consent box and submitting your information, you expressly consent to being contacted by licensed insurance agents by phone (including automated or pre-recorded calls), text message, and email at the number and address you provided, for the purpose of providing insurance quotes and related information. This consent is not a condition of purchasing any product or service. You may revoke your consent at any time by contacting us at support@insurenewcar.com. Standard message and data rates may apply.

4. No Insurance Advice

The content on this Site, including articles, guides, and educational materials, is provided for informational and educational purposes only. It does not constitute insurance advice, financial advice, or a recommendation to purchase any specific insurance product or coverage level.

You should consult with a licensed insurance professional to determine the appropriate coverage for your individual needs and circumstances. Insurance requirements vary by state, lender, and individual situation.

5. Third-Party Agents and Services

When we connect you with insurance agents, those agents are independent third parties. We do not control, endorse, or guarantee the quality, accuracy, or reliability of their services, quotes, or advice. Any transaction or relationship between you and an insurance agent is solely between you and that agent.

We are not responsible for any acts, omissions, errors, or representations made by third-party agents or carriers.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of InsureNewCar.com or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, InsureNewCar.com and its owners, operators, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including but not limited to:

• Any insurance coverage decisions you make based on information obtained through the Site
• Any interactions, agreements, or disputes between you and insurance agents or carriers
• Any loss of data, revenue, or profits related to your use of the Site
• Any errors, inaccuracies, or omissions in content provided on the Site

8. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information on the Site.

9. Indemnification

You agree to indemnify and hold harmless InsureNewCar.com, its owners, operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from your use of the Site, your violation of these Terms, or your violation of any law or the rights of any third party.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts located in the State of Delaware.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the modified Terms.

12. Contact

If you have questions about these Terms, contact us at support@insurenewcar.com.